Later Life

As a society, we are living longer, and the challenge we all face is to ensure our finances and affairs are well managed to ensure comfort and peace of mind throughout our lives.

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In addition to ensuring a secure future income, there are a number of other financial challenges to plan for, such as: meeting the costs of on-going care; protecting assets that will become the inheritance for our families; and appointing a family member to manage affairs should we no longer be able to do so ourselves.

Our team holds a number of specialist qualifications in this field, including Membership of both The Society of Later Life Advisers and The Society of Trust & Estate Practitioners. These are over and above those which our Regulator, The Financial Conduct Authority, requires financial advisers to hold in order to give a fully comprehensive and holistic range of advice to clients in later life.

Centurion Chartered Financial Planners currently has more SOLLA Accredited Advisers than any other Independent Financial Adviser firm in the UK. We fully support our advisers to retain and progress their accreditation in this field to stay at the forefront of specialist advice for individuals in later life.

Care Fees – Our Free Guide

Centurion specialises in advising people in later life, their families & Attorneys or Deputies acting on their behalf, about the best way to plan for & meet the long-term costs of care.

Our straight-talking Care Fees guide for individuals in England and Wales is a great place to start. We have also included a summary of the current State Benefit & Care Funding Rate for 2023/2024.

Care Fees Guide

We openly share our insight, and one of our most popular brochures is our Care Fees Guide. You can download a copy using the button below, or click here to read our flipbook version of the guide online.

Our Experts

Centurion are a General Practice firm of Chartered Financial Planners providing top quality, technically competent financial and investment advice.

Here is the team of experts who specialise in this service. You can view our entire team using the button below.

Chris Hill

Director & Chartered Financial Planner
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Craig Richards

Financial Planner
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Stuart Emerson

Financial Planner
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Trevor Durham

Chartered Financial Planner
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Jon Stevens

Chartered Financial Planner
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Sean McCabe

Chartered Financial Planner
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What our clients say

We have been clients since November 2019. Our personal advisor is Mr Ian Avery, who we have dealt with in this capacity for a number of years, and is someone we hold in the highest regard. He always takes time to listen properly to us, and has an excellent understanding of our situation and requirements. We have always been given an in depth insight into our situation and options and the investment solutions he has recommended have always been explained and presented in a way we find easy to understand and follow. We have no hesitation in recommending both Ian Avery and the firm as providers of excellent service in all respects.

A Client

As a client of Centurion Chartered Financial Planners for over 9 years, I have always found them to be helpful, innovative and security conscious. James, my investments administrator, clearly has a good understanding of my plans and the schedule of associated actions, alerting me whenever I have a task to complete.



As a client Of Centurion for a number of years we are more than satisfied that our financial future is in a safe pair of hands with the advice we have been given. In particular Dave Robinson is a very experienced financial advisor and his great knowledge makes him one of the leaders in all aspects of financial planning.

Mr & Mrs PG


Are you looking for some advice?

If you're looking for expert-led advice, then please get in touch.