Centurion Chartered Financial Planners are dedicated to putting your clients’ best interests first. Our specialist later life financial planning team provides independent, expert advice on care fees, equity release, inheritance tax, and trust management, supported by SOLLA accreditation and membership of the Equity Release Council.
Our dedicated later life financial planning specialists work with individuals, families, and fiduciaries, including attorneys, deputies and trustees, to navigate the complex financial decisions that arise in later life. Whether you need advice on funding long-term care, equity release, or inheritance tax planning, our team has the specialist qualifications and independence to help.
Later Life: Our Services
Our Initial Meeting With You
We offer a free, without obligation, meeting to understand the issues and offer some initial thoughts.
Our later life financial planning team provides independent advice across all areas of later life planning, including:
- Investment advice
- Care fees Funding advice
- Inheritance Tax mitigation
- Benefits advice
- Cash flow modelling
Later Life: Our Specialist Support
Care
Our dedicated Later Life Team are able to provide expert independent advice with regards to the how to fund care, whether this is the use of existing assets or the use of an immediate needs annuity or a combination.
All members of our team hold SOLLA accreditation, independently awarded by the Society of Later Life Advisers to confirm specialist expertise in care fees funding advice. Centurion has one of the largest numbers of SOLLA-accredited advisers of any independent financial planning firm in the country, making us uniquely well placed to advise on the full range of care funding options.
Equity Release
Our independent Financial Planning specialists have extensive experience in equity release, whether it’s for inheritance tax (IHT) planning, boosting retirement income, or to pay for care in the home. As members of the Equity Release Council (ERC), our dedicated Later Life team adheres to the highest industry standards, ensuring expert guidance and peace of mind.
Trusts
We are experienced in the operation of all types of trust and understand the duties and responsibilities of trustees. We can assist trustees in everything from opening a bank account to the investment of the trust capital.
Care Fees – Our Free Guide
Centurion specialises in advising people in later life, their families & Attorneys or Deputies acting on their behalf, about the best way to plan for & meet the long-term costs of care.
Our straight-talking Care Fees guide for individuals in England and Wales is a great place to start. We have also included a summary of the current State Benefit & Care Funding Rate for 2023/2024.
Care Fees Guide
We openly share our insight, and one of our most popular brochures is our Care Fees Guide. You can download a copy using the button below, or click here to read our flipbook version of the guide online.
Our Later Life Financial Planning Experts
Our Later Life team brings together some of the most highly accredited specialists in later life financial planning in the UK. SOLLA accredited, ERC members, and STEP qualified, they work collaboratively to provide the depth of expertise this area demands.
Here is the team of experts who specialise in this service. You can view our entire team using the button below.
What our clients say
Want to speak with a specialist financial planner?
Our team of chartered financial planners offers free initial consultations. Get in touch to be matched with the right adviser for your circumstances.
