Our

Specialist Teams & Services

Centurion Chartered Financial Planners delivers specialist, independent financial advice built on specialist knowledge and experience, transparency and trust.

Our unique structure brings together four dedicated specialist teams — experts in Divorce Financial Planning, Business Owners & Corporate Financial Planning, Court of Protection & Personal Injury, and Later Life. Each team is led by highly qualified and accredited advisers, recognised for their depth of knowledge and experience in their respective fields.

This specialist focus allows our advisers to work collaboratively, supported by a strong technical and client service team, ensuring every client benefits from clear, consistent and expert-led advice.

With transparent fixed fees, a collaborative approach, and a commitment to putting our clients’ interests first, Centurion provides financial planning designed to offer lasting clarity, confidence and value — whatever your circumstances.

Our Specialist Teams

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Business Owners & Corporate Financial Planning

We can provide clients a range of advice designed to help protect their business against the death or serious illness of a fellow owner, Director or key employee. 

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Court of Protection & Personal Injury

The Court of Protection supervises the financial affairs of people who, have lost the mental capacity to manage matters.

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Later Life

As a society, we are living longer, and the challenge we all face is to ensure our finances and affairs are well managed.

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Divorce Financial Planning

Sorting out finances on separation and divorce can be complicated and stressful, we have considerable experience at resolving many of the key issues that can arise.

General Financial Planning & Expert Witness Services

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General Financial Planning

We are pleased to offer a brief, initial assessment at no charge. If we do not believe the case has a reasonable prospect of succeeding, we will advise.

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Expert Witness

We are pleased to offer a brief, initial assessment at no charge. If we do not believe the case has a reasonable prospect of succeeding, we will advise.

How we do it

At Centurion, we start with you. Our independent status enables us to look at your specific needs, assed by our highly qualified and experienced financial advisors – all of whom are specialists in their field.

Our overall aim is to bring you peace of mind that your finances have been properly organised and will be continually overseen to give you the best possible chance of achieving your goals.

Financial planning is not a ‘one-off’ event, it is a continually evolving process, and most clients require their situation to be regularly reviewed to take account of realignments in their personal circumstances and objectives or regulation changes.

Generally, we adopt the continually revolving six-step process designed by the International Financial Planning Standards Board. It’s straightforward and allows for a plan to be revisited at any time.

  • Initial Meeting

    Establish your goals in life over the short, medium and long term – and assign them an order of priority, recognising the need to strike a balance between sometimes conflicting aspirations.

  • Discovery

    Gather data about your current circumstances and financial position and any foreseeable changes to either.

  • Analysis

    Analyse that data and evaluate your current financial position – and establish how close you are to achieving your goals.

  • Recommendations

    Create a plan – this is a route map of actions that we develop, and which is designed (as far as is feasible) to achieve your different goals. This will generally involve some degree of Cashflow Modelling and access to a specialist Investment Service.

  • Implementation

    We then discuss this plan with you, make sure it meets your requirements, adapt it if required and put the agreed plan into action – working as required.

  • Investment Managment

    On an ongoing basis, meeting with you to discuss matters at least yearly and adjusting the plan as required to make sure it stays on track.

Are you looking for some advice?

If you're looking for expert-led advice, then please get in touch.

Contact Us
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Our independence

It is our key aim to remain independent – unrestricted and able to hold investment managers to account on performance and fees - which helps our clients achieve the best possible outcomes for their financial needs.

We want to change the way financial advice is provided. We are fiercely independent and offer unrestricted advice. Our first duty is to our client. We don’t manage investments, which means we are in the uncommon position of holding investment managers to account on behalf of our clients. This also enables us to keep our fees low and fair. We are fully transparent on all charges.

We aim to provide cost effective, suitable and diversified investment strategies regardless of the amount of capital a client has to invest. Collectively we influence the investment of well over £400 million worth of clients’ capital and we use our purchasing power to obtain very favourable charges from some of the biggest and best-known investment managers in the UK.

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Due diligence: How we fit the bill

We urge professionals to undertake due diligence when using or referring to a financial adviser. In 2022, Centurion became one of the first organisations to open our doors to RQ Ratings, an annual due diligence report for professionals to help them review and refer with confidence to independent financial planners. It contains information on our market-leading client track record, our qualifications, our governance, KPIs, value for money and more.

The latest RQ Ratings report can be accessed here.

We are proud to have been given an overall independent RQ Rating of 4.9 out of 5 – the highest rating given to any independent financial planning firm to date. RQ Ratings states that this score ensures professionals ‘can very confidently refer’ clients to Centurion.

We offer a range of specialist services for professionals and their clients (below), and our team members can be viewed here

Collaboration

We are proud to be the ‘go-to’ independent financial advisory firm for national and local law firms across England and Wales. We’re also very experienced in operating formal Joint Venture Structures which enable accountants and lawyers to offer their own brand as an additional service to their clients. This is thanks to our collaborative approach, our trusted adviser status, our transparency, our independent status, our expertise and sustainable business practices.

We currently operate six formal joint ventures with law firms, and we also receive informal referrals from a number of others and from various accountancy practices. Around 85% of our new client matters are introduced to us through these sources.

We are proud of our clear succession plans within the business and the collaborative, supportive and diverse culture we have created that enables us to attract, retain and grow the largest number of highly qualified and accredited independent financial advisers in the UK. We regularly share our market insight amongst our network of law firms, gathered by our joint ventures (including client care and marketing) to further support our colleagues and clients.

Any professional working with us can be sure that our advice is delivered with the clients’ best interest in mind - at all times – and that we aim to support your professionals and teams as they grow. Contact us today to see how we can support your firm.

Are you looking for some advice?

If you're looking for expert-led advice, then please get in touch.

Contact Us
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