General

Financial Planning

Centurion Chartered Financial Planners provide truly independent, specialist financial planning through our four expert teams. Our passionate, highly qualified advisers also deliver a full range of general financial planning services for individuals and businesses.

We are able to fully support individuals and professionals with independent financial advice that puts our clients’ best interests first, at all times.

While our four specialist teams (Court of Protection and Personal Injury; Divorce Financial Planning; Business Owners and Corporate Financial Planning, and; Later Life) offer dedicated, highly qualified specialists in their field to support you, we are also able to share their expertise across a variety of general financial planning areas. 

Not sure which service you need? Contact our team today.

Are you looking for some advice?

If you're looking for expert-led advice, then please get in touch.

Contact Us

Our independence

We are fiercely independent, are owned by our directors and, importantly, are not restricted advisers. Our advice and plans are tailored to meet your specific needs rather than a need to sell you particular investment products.

We don’t manage investments, which means we are in the uncommon position of holding investment managers to account on behalf of our clients. This enables us to keep our fees low and fair. We are fully transparent on all charges and our approach.

Our firm is owned by its directors and will remain independent. We understand that the long-term success of our firm is inextricably linked to our clients’ satisfaction. We also understand that the way we treat our staff and those who work around us is almost equally important.

We have a 99% annual client retention rate thanks to the exceptional level of care and attention we offer to our clients and for those who may be interested, our RQ Ratings report - an independent due diligence report for our industry (mainly aimed at professionals but may be of interest to you), can be found here.

General Financial Planning Support

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Tax Efficient Investing

We are pleased to offer a brief, initial assessment at no charge. If we do not believe the case has a reasonable prospect of succeeding, we will advise.

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Estate Planning & Inheritance Tax Mitigation

We are pleased to offer a brief, initial assessment at no charge. If we do not believe the case has a reasonable prospect of succeeding, we will advise.

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Expert Witness

We are pleased to offer a brief, initial assessment at no charge. If we do not believe the case has a reasonable prospect of succeeding, we will advise.

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Retirement Planning & At Retirement

We are pleased to offer a brief, initial assessment at no charge. If we do not believe the case has a reasonable prospect of succeeding, we will advise.

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Trust Investment

We are pleased to offer a brief, initial assessment at no charge. If we do not believe the case has a reasonable prospect of succeeding, we will advise.

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Special Needs

We are pleased to offer a brief, initial assessment at no charge. If we do not believe the case has a reasonable prospect of succeeding, we will advise.

Our Specialist Teams

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Business Owners & Corporate Financial Planning

We can provide clients a range of advice designed to help protect their business against the death or serious illness of a fellow owner, Director or key employee. 

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Later Life

As a society, we are living longer, and the challenge we all face is to ensure our finances and affairs are well managed.

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Court of Protection & Personal Injury

The Court of Protection supervises the financial affairs of people who, have lost the mental capacity to manage matters.

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Divorce Financial Planning

Sorting out finances on separation and divorce can be complicated and stressful, we have considerable experience at resolving many of the key issues that can arise.

How we do it

At Centurion, we start with you. Our independent status enables us to look at your specific needs, assed by our highly qualified and experienced financial advisors – all of whom are specialists in their field.

Our overall aim is to bring you peace of mind that your finances have been properly organised and will be continually overseen to give you the best possible chance of achieving your goals.

Financial planning is not a ‘one-off’ event, it is a continually evolving process, and most clients require their situation to be regularly reviewed to take account of realignments in their personal circumstances and objectives or regulation changes.

Generally, we adopt the continually revolving six-step process designed by the International Financial Planning Standards Board. It’s straightforward and allows for a plan to be revisited at any time.

  • Initial Meeting

    Establish your goals in life over the short, medium and long term – and assign them an order of priority, recognising the need to strike a balance between sometimes conflicting aspirations.

  • Discovery

    Gather data about your current circumstances and financial position and any foreseeable changes to either.

  • Analysis

    Analyse that data and evaluate your current financial position – and establish how close you are to achieving your goals.

  • Recommendations

    Create a plan – this is a route map of actions that we develop, and which is designed (as far as is feasible) to achieve your different goals. This will generally involve some degree of Cashflow Modelling and access to a specialist Investment Service.

  • Implementation

    We then discuss this plan with you, make sure it meets your requirements, adapt it if required and put the agreed plan into action – working as required.

  • Investment Managment

    On an ongoing basis, meeting with you to discuss matters at least yearly and adjusting the plan as required to make sure it stays on track.

Care Fees Guide

We openly share our insight, and one of our most popular brochures is our Care Fees Guide. You can download a copy using the button below, or click here to read our flipbook version of the guide online.

Download the 2023 /2024 Guide here

Are you looking for some advice?

If you're looking for expert-led advice, then please get in touch.

Contact Us
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