It is important to understand all of your options and to avoid the potentially very costly mistakes than can result if you do not stick to the rules.

If you are lucky enough to have membership of a final salary, defined benefit, or occupational scheme it is likely that it will be the best way to build a retirement fund.

If you are not, we can help you calculate how much fund you need to build up, define what contributions and investments you might need to make to achieve it and identify the best arrangement available to you.

We can also review any existing arrangements you may have, consider whether transferring or consolidating them is in your best interest, explain your investment options and help you choose them and possibly reduce the charges you pay in the process.

Several of our Advisers hold high level pension qualifications. They are fully equipped to provide company directors and business owners with the specialist advice they may require on the wider range of pension and retirement options which may be available to them.

There is potentially a lot more to Retirement Planning than Pensions and including some other options can increase the flexibility and tax efficiency of your retirement income. We don’t just consider pensions; we will offer you a retirement planning strategy and we are very well equipped to evolve it into a later life, estate planning or inheritance tax mitigation strategy if the need arises.