Centurion Chartered Financial Planners offers a truly independent, transparent & diverse range of financial planning solutions, delivered by passionate, highly qualified specialists, who work as one team.

As a general practice, comprised of specialists, we are able to fully support individuals and professionals with independent financial advice that puts our clients’ best interests first, at all times.

Our clients are many and varied but a lot of them come to us because they have little, or no, previous experience of managing money, at a time when a traumatic event has significantly impacted their financial position. A large proportion have sought our help following a serious injury or illness, the death or incapacity of a loved one or because of a relationship breakdown.

Many clients come to us through referral by a solicitor or Chartered Accountant. Quite a lot are solicitors who need professional advice because they are acting as Attorney, Deputy or Trustee and therefore have to be very careful how investments are made. We are very conscious that all our clients, but particularly those in these situations, are placing utmost trust in our ability and our ethics. We do not let them down.


Our independence

We are fiercely independent, are owned by our directors and, importantly, are not restricted advisers. Our advice and plans are tailored to meet your specific needs rather than a need to sell you particular investment products.

We don’t manage investments, which means we are in the uncommon position of holding investment managers to account on behalf of our clients. This enables us to keep our fees low and fair. We are fully transparent on all charges and our approach.

Our firm is owned by its directors and will remain independent. We understand that the long-term success of our firm is inextricably linked to our clients’ satisfaction. We also understand that the way we treat our staff and those who work around us is almost equally important.

We have a 99% annual client retention rate thanks to the exceptional level of care and attention we offer to our clients and for those who may be interested, our RQ Ratings report - an independent due diligence report for our industry (mainly aimed at professionals but may be of interest to you), can be found here.

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Our experience

We think it is impossible for a single Financial Adviser to be a General Practitioner at a high enough level, but if you get the right team together, a firm can certainly be one.

Most of our team have focused on achieving very high-level technical qualifications and on gaining particular knowledge and experience in fields which not many Financial Advisers have. This enables several of us to offer several truly specialist services to individuals, which not many financial advice firms can.

We are a team of highly qualified and very knowledgeable financial advisers who have an average of over 25 years’ experience each. We aim to give you the very highest standard of financial planning advice, delivered by friendly, professional and highly qualified, empathetic advisers. We firmly believe in investing in our people and support them to achieve qualifications, and to maintain their high standards.

Our growing team of highly qualified advisers mostly hold top level Chartered or Certified Financial Planning qualifications and several also hold a wide range of additional specialist accreditations.

We operate as one team and never compromise on quality. Any client is a client of our firm, not of a single individual. We ensure you have several points of contact and crucially that you know at least two Advisers. We collaborate with each other and share our knowledge and experience mainly because we believe a this provides the best possible advice.

Our Services


Business Owners & Professionals

We can provide clients a range of advice designed to help protect their business against the death or serious illness of a fellow owner, Director or key employee. 

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Equity Release

Our financial planners offer clients advice that delivers clarity, security and peace of mind - and enables them to live their lives to the full.


Personal Injury & Clinical Negligence

When a catastrophic or debilitating injury occurs, the injured party and their family often face a daunting task. We’re here to help.

Financial,accounting,investment advisor consulting with her team at office.

Tax Efficient Investing

These are two different objectives, but a properly designed strategy designed to achieve one will also very often achieve the other.

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Court of Protection

The Court of Protection supervises the financial affairs of people who, have lost the mental capacity to manage matters.



Expert Witness

We are pleased to offer a brief, initial assessment at no charge. If we do not believe the case has a reasonable prospect of succeeding, we will advise.

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Retirement Planning & At Retirement

It is important to understand all of your options and to avoid the potentially very costly mistakes than can result if you do not stick to the rules.


Trust Investment

Simply put, a trust investment strategy can be quite complicated – often best served by securing expert and independent advice.


Divorce & Relationship Breakdown

Sorting out finances on separation and divorce can be complicated and stressful, we have considerable experience at resolving many of the key issues that can arise.


Later Life

As a society, we are living longer, and the challenge we all face is to ensure our finances and affairs are well managed.


Special Needs

Our firm is specifically aligned to provide specialist, tailored services to meet the needs of all our clients.

How we do it

At Centurion, we start with you. Our independent status enables us to look at your specific needs, assed by our highly qualified and experienced financial advisors – all of whom are specialists in their field.

Our overall aim is to bring you peace of mind that your finances have been properly organised and will be continually overseen to give you the best possible chance of achieving your goals.

Financial planning is not a ‘one-off’ event, it is a continually evolving process, and most clients require their situation to be regularly reviewed to take account of realignments in their personal circumstances and objectives or regulation changes.

Generally, we adopt the continually revolving six-step process designed by the International Financial Planning Standards Board. It’s straightforward and allows for a plan to be revisited at any time.

  • Initial Meeting

    Establish your goals in life over the short, medium and long term – and assign them an order of priority, recognising the need to strike a balance between sometimes conflicting aspirations.

  • Discovery

    Gather data about your current circumstances and financial position and any foreseeable changes to either.

  • Analysis

    Analyse that data and evaluate your current financial position – and establish how close you are to achieving your goals.

  • Recommendations

    Create a plan – this is a route map of actions that we develop, and which is designed (as far as is feasible) to achieve your different goals. This will generally involve some degree of Cashflow Modelling and access to a specialist Investment Service.

  • Implementation

    We then discuss this plan with you, make sure it meets your requirements, adapt it if required and put the agreed plan into action – working as required.

  • Investment Managment

    On an ongoing basis, meeting with you to discuss matters at least yearly and adjusting the plan as required to make sure it stays on track.

Care Fees Guide

We openly share our insight, and one of our most popular brochures is our Care Fees Guide. You can download a copy using the button below, or click here to read our flipbook version of the guide online.

Are you looking for some advice?

If you're looking for expert-led advice, then please get in touch.